Showing posts from October, 2009

Fewer deaths during a recession

A Fortune Magazine article talks about a little known, but well documented truth, that death rates decline and healthy living habits improve in tough economic times. The interesting thing is that following a Frugal Prosumer lifestyle reaps many of the same health benefits. There is less stress from a job, positive lifestyle changes, and more time to be healthy. An important reason for this decline in death rates seems to be that people adopt smarter lifestyles and with those improvements you get a healthier nation. And it's even noticeable in the short period of a typical recession. Another reason seems to be that there is extra free time. Not having to go to a job or being underemployed means more time for exercise as well as more time for sleep, which improves health. "A lesson for health-care reformers is that their focus, our system of insurance and care, isn't the root cause of America's high medical costs. The recent downturn in dead people is a reminder th

Confusing Financial Information

Many financial publications provide a confusing array of money advice that covers every possible scenario. This broad sweep makes the information close to useless because the average person has to make complicated decisions they feel ill-equipped to make. Our goal is to show you some specific simple things you can do. If you really must get into the philosophy, engineering, theology, and many possible scenarios, John is more than delighted to discuss these with you. However, we strive to just get the gems out of him and avoid asking and thereby “getting him going”. We do not want to restrict your freedom to choose with the information we provide. Although we give specific ideas,we do not recommend that you blindly follow all that we do without understanding it or customizing it to your particular situation. Our goal is to provide you with a framework for making a decision. Generally we have found that people want a simple answer without all the ins and outs of why. Too many people